I do not know what web site is this that he is saying that could give him a credit repair. As far as I know, once you already have a bad reputation in credit card companies, it will always follow you wherever you go. This is what an old pal told me who also works in a credit card company. I just do not know what this friend of mine did to improve credit records.

Now he is saying that he already has a clean credit record and ready again to apply to other credit card companies because his previous records are already erased and he now has a better reputation in all credit companies.